The international company "Swapfy" was registered in the USA in the state of Louisiana in 2019, by the daughter of a major banker - Sophia Whitehead. She decided to borrow the banking technology of the world's banks, which were developed directly by her father, and introduce it into a completely new market. This is how the Swapfy team and the project itself appeared. This company immediately attracted investors from the UK and France. Already after the first private presentations, investors were offered a good amount for the implementation of the project. In the same place, during the formation of the concept of advantages of the Swapfy bank, 6 main advantages were born in comparison with other banks.