Our business lines in our core markets of Malaysia, Indonesia, Singapore and Thailand are organised primarily across the following areas as short-term lending market, trading on a stock exchange, equity trade, dividends reinvestment and note brokerage. Our company is the leading financial services provider catering to the needs of consumers, investors, entrepreneurs, commerce organisations and corporations. We focus on capturing growth opportunities while taking a proactive and conservative approach to capital management by continuing to establish our presence in high growth markets.