High yield investment programs (HYIPs) are generally perceived as high risk high return investments. FineLiberty has eliminated the high return high risk associated with HYIPs by investing in Private Placement Programs (PPPs) where the returns are high but the risk of losing your money is zero. Mainly we invest in MTN Buy/Sell programs which involve the buying and selling of Medium Term Notes (MTNs). With PPPs the returns are frequent, high and consistent over a long period. The risk is zero because the investment funds are always under our full control. The funds remain in our bank account and always do while the trade goes on. We earn returns while the funds are under our complete control. For this reason your money with us is always protected.